Ways to Give

Click on a topic at left to see the answer here.

Charitable Gift Annuity

Benefits:

• Guaranteed fixed payments for life
• Income tax charitable deduction
• Portion of payments are tax free
• Avoid capital gains tax

How it works:

In return for a donation of cash or marketable securities, the charity agrees to make a fixed payment for life to the donor or to a friend or family member.

Read more about charitable gift annuities in our newsletter, Focus:
Spring 2009 • Summer 2008 (PDF)

Charitable Remainder Trust

Benefits:

• Payments for life or term of years
• Income tax charitable deduction
• Avoid capital gains tax
• Diversified portfolio

How it works:

Transfer an asset (usually appreciated stock, real estate or a business) into a charitable trust to ultimately benefit a charity, such as the UO. The trust makes payments, either a fixed amount (annuity trust) or a percentage of trust principal (unitrust) to whomever the donor chooses to receive income. At the end of the trust term the principal of the trust is given to the UO.

Read more about charitable remainder trusts in our newsletter, Focus:
Spring 2007 • Spring 2008 (PDF)

Outright

Benefits:

• Income tax charitable deduction
• You see your gift used on campus during your lifetime

How it works:

Transfer cash, securities, real property, or other assets directly to the UO today.

Charitable Lead Trust

Benefits:

• Potential gift tax, estate tax, and generation-skipping transfer tax savings
• You see your gift used on campus during your lifetime

How it works:

Transfer an asset to a charitable lead trust, which makes annual payments to the UO for a term of years. At the end of the term the remaining assets and any growth realized are passed to the donor's family.

Bequest

Benefits:

• Estate tax deduction equal to the value of the gift
• You can make a large gift to the UO for no cost during your lifetime

How it works:

Transfer assets to the UO through your will or living trust. (Sample language for your will.)

Stories:

Read about how Sue Moshberger’s gift is helping students on campus today.

Read about some donors who have made bequests for the UO:

• Ray and Carla Robertson for professorships and scholarships
• Ginny and Roger Reich for the Honors College
• Jeannette Kimball for scholar-athletes

Life Insurance

Benefits:

• Make a large gift to the UO at a reduced cost to you.

How it works:

Designate the UO as a beneficiary of a life insurance policy.

Retirement Plans

Benefits:

• Avoid income and estate taxation of retirement assets.

How it works:

Designate the UO as the beneficiary of a retirement plan.

Retained Life Estate

Benefits:

• Income tax deduction
• Potential estate tax savings
• Make a large gift to the UO without giving up home during lifetime

How it works:

Transfer the deed of a residence or family farm to the UO while retaining the right to live in it for the donor’s life.